Silicon Valley Banks sudden takeover by the regulators brings memories of 2008 but this collapse is more like “It’s A Wonderful Life’s B&L’ potential demise. Jimmy Stewart portrays character George Bailey who thwarts the run on the bank that might have been. …

All kidding aside but when I see all these crypto plays “Defi”ing gravity I really don’t know who to call. Is there something paranormal about this underworld called Decentralized Finance (DeFi)? — Maybe we should dig into this whole concept of decentralized finance and why it seems to be the new craze or at least the latest in financial myth busters. In its broadest sense the idea of creating less friction in capital flows and allowing more people access to capital and…

​Everyone knows the story of the two siblings, where one is the perfect example of success, the “try hard” varsity athlete, straight A’s, Harvard bound, the “talk” of the town. — While the other goes about their business where success is in essence behind the scenes, success is understated but appreciable. This is what I think of when asked about the difference between an IPO and a SPAC. But let’s not get ahead for ourselves. IPOs or Initial Public Offerings have…

A positive attitude goes a long way in successful investing, if you can manage your attitude then asset allocation does the rest Isn’t it interesting that in so many instances whether it’s strategies in gaming or competition that even when someone or a team deploys the same strategy as others, the outcome is different? Many times, dramatically different. Granted there are so many factors that go into determining the outcome of a…

I find that this question is coming up a bit these days, especially with friends and family. One finds oneself wondering if this is that “canary in the coal mine” moment? In fact, I fight the urge to ask my Uber driver what their analysis of Cryptocurrency and Ethereum or…

How Supporting An Olympian Can Inspire High School Girls Nationwide By New York Times Bestselling Author Michael Levin Greg Lai, one of the top money managers in Southern California, would be the first one to tell you that when he was growing up, he was no athlete. “It wasn’t really…

The Laws of Investing give everyone all they need to be successful investors just beware of the free lunch — As a young kid, my parents reminded me many times as probably yours did, that there were “no free lunches” and that nothing in life was just given to you. You had to earn it. It was a powerful lesson but probably lost on a teenager living and growing up…

Volatility is normal and needed when investing long term Why is it that people fear stock market volatility? Most investors don’t know what volatility is and why they fear it? If I were to ask people on the street to explain to me what market volatility is and how it’s calculated they wouldn’t know. But for some reason they…

It’s time for a Cure For America. The COVID-19 crisis has created a huge opportunity, maybe a once in a generation chance, to align all our efforts, monetary, fiscal, business and personal for a “cure” — not just for the pandemic but create a financial cure for Social Security. It’s…